Your trusted financing advisor, serving as the bridge between your business and commercial lenders. We oversee the entire debt financing process to help ensure efficient execution and best-in-market loan terms.
We are your trusted commercial financing advisory, expertly managing the debt financing process for specialized industries. Our team understands and addresses lenders’ needs and credit risks, ensuring that you stay informed and in control throughout the entire financing journey.
Our firm was founded by career bankers who bring an average of 20 to 30 years of commercial lending experience, specializing in credit structuring, underwriting, approval, and portfolio management.
“I don’t know how I’d be able to manage this complicated situation without your team, without your advice, and knowledge of banking.
I feel blessed to have DNB Advisory support."
H.Y. CEO / President of a multi-location op. co.
Areas of Expertise
Commercial Real Estate
Commercial Real Estate
Commercial Real Estate
At DNB Advisory, our expertise in commercial financing advisory is built on several decades of experience in structuring, negotiating, underwriting, approving, and managing commercial real estate loans within banking institutions. Our background encompasses various aspects of the debt financing process, including new construction, stabili
At DNB Advisory, our expertise in commercial financing advisory is built on several decades of experience in structuring, negotiating, underwriting, approving, and managing commercial real estate loans within banking institutions. Our background encompasses various aspects of the debt financing process, including new construction, stabilized assets, repositioning, refinancing, acquisitions, complex renovation projects, and problem loans across all real estate asset classes. Having managed these loans within banks, we possess a deep understanding of how underwriters and loan decision-makers operate, how underwriting assumptions are scrutinized, and the common pitfalls that lead to deal failures. Our disciplined approach ensures that financing for specialized industries is executed efficiently and on favorable terms.
Operating Companies
Commercial Real Estate
Commercial Real Estate
Throughout our careers in commercial banking, we've focused on providing commercial financing advisory services to assess a comprehensive range of short- and long-term financing needs for operating companies. Our expertise extends to underwriting and structuring bank facilities across various industries, including manufacturing, distribut
Throughout our careers in commercial banking, we've focused on providing commercial financing advisory services to assess a comprehensive range of short- and long-term financing needs for operating companies. Our expertise extends to underwriting and structuring bank facilities across various industries, including manufacturing, distribution, and service sectors. We manage a range of debt financing processes, such as acquisition financing, borrowing base-driven revolving lines, equipment term loans, owners’ buyout financing, and solutions for troubled loan situations. This extensive experience enables us to quickly identify effective strategies, understand lender perspectives on your financing requests, and explore potential terms and pricing options. We can assist you in financing growth or structuring capital tailored for specialized industries, particularly for your next business acquisition or ownership transition.
Specialized Industries
Commercial Real Estate
Specialized Industries
At DNB Advisory, we bring extensive, firsthand experience in commercial financing advisory, specializing in financing for industries such as convenience stores & gas stations, hotel and hospitality, self-storage, solar & wind, senior living, SBA lending, marinas, aircraft and watercraft, and many others. Having negotiated, structured, und
At DNB Advisory, we bring extensive, firsthand experience in commercial financing advisory, specializing in financing for industries such as convenience stores & gas stations, hotel and hospitality, self-storage, solar & wind, senior living, SBA lending, marinas, aircraft and watercraft, and many others. Having negotiated, structured, underwritten, and approved these credits within numerous commercial banks, we understand the debt financing process and how lenders evaluate environmental risks, industry-specific ratios and performance metrics, franchise agreements, sales performance, cash flow and leverage, and operating performance. Our specialized knowledge assists clients in navigating bank requirements with greater clarity and confidence.
"The first thing is character — before money or anything else."
J.P. Morgan
About Us
Our firm is built and led by career commercial credit professionals who possess extensive direct experience in the debt financing process, including negotiating, structuring, underwriting, decisioning, and managing commercial loan portfolios across the country. With an average of 20 to 30 years in commercial lending and active roles as commercial bankers, we also specialize in providing commercial financing advisory services. We understand how commercial lenders operate because we have sat on the other side of the table throughout our entire professional careers, particularly in financing for specialized industries.
How We Do It
Once our clients, with our support, establish their preferred debt parameters and financing direction, we prepare a comprehensive financing package for prospective lenders whose credit criteria align with the proposed financing needs. As part of our commercial financing advisory, we guide clients through the debt financing process specifically tailored for specialized industries. Throughout the entire transaction, from deal structuring to underwriting and closing, we handle communication, due diligence, and negotiations, ensuring that requests are coordinated across numerous parties involved, timelines are realistic and met, and credit considerations are addressed proactively.
Our Team
Neil Berdiev - Managing Partners & Co-Founder
Neil Berdiev - Managing Partners & Co-Founder
Neil Berdiev - Managing Partners & Co-Founder
Neil co-founded DNB Advisory in 2015 after nearly 20 years in financial services. He brings deep expertise in commercial credit and lending, having served as an underwriter, credit approver, relationship manager, and lending executive at institutions including FleetBoston, Citizens/RBS, and Boston Private. Throughout his career, Neil has
Neil co-founded DNB Advisory in 2015 after nearly 20 years in financial services. He brings deep expertise in commercial credit and lending, having served as an underwriter, credit approver, relationship manager, and lending executive at institutions including FleetBoston, Citizens/RBS, and Boston Private. Throughout his career, Neil has worked on structuring and approving transactions ranging from <$1m to >$1B for both operating companies and commercial real estate investors. From Neil: "Remember Teradyne? My commercial banking team extended a loan that helped the founders get started. Throughout my career, I've had the privilege of helping countless ownership families turn their business dreams into reality through commercial financing. This is perhaps the most rewarding part of my work at DNB Advisory."
Rob Smejkal - Senior Associate
Neil Berdiev - Managing Partners & Co-Founder
Neil Berdiev - Managing Partners & Co-Founder
Rob has worked in commercial financing for over 15 years in various banking roles as underwriter and loan approver. With advanced experience in commercial real estate, construction, gas station and convenience store, hotel and hospitality, and operating companies’ financing, he understands how lenders evaluate cash flow, collateral, risk,
Rob has worked in commercial financing for over 15 years in various banking roles as underwriter and loan approver. With advanced experience in commercial real estate, construction, gas station and convenience store, hotel and hospitality, and operating companies’ financing, he understands how lenders evaluate cash flow, collateral, risk, and a range of other the unique dynamics of each transaction. Today, he uses that experience to help business owners navigate the financing process, develop stronger loan financing proposals and packages, and connect their needs with the right commercial lending solutions. From Rob: “I get the most satisfaction when I can help a business with optimal financing solutions by restructuring existing debt or obtaining new capital to help their business grow.”
Deb Matthews - Credit Associate
Neil Berdiev - Managing Partners & Co-Founder
Deb Matthews - Credit Associate
Deb brings nearly 25 years of experience in the financial services industry, with most of her career focused on commercial credit and lending. She has worked at community banks, super-regional institutions, and national lending organizations. Deb's experience spans a broad range of operating companies and investment real estate commercial
Deb brings nearly 25 years of experience in the financial services industry, with most of her career focused on commercial credit and lending. She has worked at community banks, super-regional institutions, and national lending organizations. Deb's experience spans a broad range of operating companies and investment real estate commercial borrowers, from small businesses to mid-sized companies, including convenience and gas, hospitality, SBA and municipal lending. She has extensive expertise in underwriting, portfolio management, and relationship management. From Deb: “The entire team at DNB Advisory works together to make a positive, value-added impact for our clients. Our tireless work delivers right-sized credit solutions that help those more challenging borrowing needs reach the finish line. That’s what makes our work especially rewarding.”
Reviews from Our Clients
Why Choose Us?
Clients work with us because we provide clarity in the complex debt financing process and ensure they secure a supportive banking relationship. We set realistic expectations, communicate directly, and remain accountable from the initial assessment through closing and beyond.
After closing, many clients retain us as ongoing commercial financing advisory specialists to evaluate financing for specialized industries, assess ongoing financing opportunities, and plan for future capital needs, both business and personal.
Contact Us
The free assessment includes a 20-minute introductory call focused on commercial financing advisory, where we can guide you through the debt financing process and explore financing for specialized industries.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.